Calculate your loan

Loan amount: K10,000

K500K200,000

Loan term: 2 months

1 month36 months

Loan amount you will receive:

K9,000

90% of requested amount (10% processing fee)

Estimated monthly payment:

K7,000

This is just an estimate based on your loan term.

Apply now

No credit score impact

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Apply online in 7 minutes

Decision in as little as 1 hour

Borrow K500 to K200,000

Competitive rates

No fees to settle early

Sustainable financing without borders, serving all individuals and SMEs in Zambia

Secured-Civil Servant Loans

Specialized loan products designed for civil servants with competitive rates and flexible terms.

Quick Loan Approvals

Get your loan approved quickly with our streamlined process and efficient service.

Flexible Repayment Terms

Choose repayment terms that work for your financial situation and budget.

Gadget Finance

Salary Advance

Collateral Loans

Civil Servant Loans

Business Loans

Personal Loans

GADGET FINANCE

Finance Your Tech Dreams

Get the latest smartphones, laptops, and gadgets with flexible payment plans. Quick approval and affordable monthly installments to keep you connected.

SALARY ADVANCE

Access Your Salary Early

Bridge the gap between paydays with our salary advance service. Quick processing, competitive rates, and flexible repayment terms tailored to your needs.

COLLATERAL LOANS

Secure Higher Loan Amounts

Leverage your assets to access larger loan amounts with lower interest rates. Flexible terms and dedicated support for your financial goals.

Why Choose Pumnat Finance?

Partnering for Financial Success in Zambia

Lower Interest Rates

Competitive interest rates that make borrowing affordable and accessible for everyone.

Higher Loan Amounts

Access larger loan amounts to meet your financial needs and achieve your goals.

Flexible Repayment Terms

Choose from a variety of repayment options that suit your budget and lifestyle.

Improved Credit Access

Build your credit history and gain access to better financial opportunities.

Investment Guidance

Expert advice to help you make informed investment decisions for your future.

No Hidden Costs

Transparent pricing with no surprise fees or hidden charges along the way.

Affordable Loans

Loan products designed to be accessible and affordable for all income levels.

Local Support

Our team understands the Zambian market and your unique financial needs.

Our Seamless Loan Process

Experience the efficiency of our simple 3-step process to secure your next loan

Apply Online

Complete our simple online application in just 7 minutes from the comfort of your home.

Get Approved

Receive a decision in as little as 1 hour with our quick approval process.

Receive Funds

Get your funds disbursed quickly and start achieving your financial goals.

Ready to Get Started?

Join our growing family of satisfied customers who have achieved their financial goals with Pumnat Finance.

1000+

Total Customers

K200,000+

Funds Disbursed